We Pay Cash For
Pre-Foreclosures

We Pay Cash For Pre-Foreclosure Properties in Hampton Roads, VA

If you’re behind on your mortgage, that’s just another thing that we can make simple for you. We can handle everything ourselves. Nothing stops us from being able to acquire your property and help you get out of that situation.

Anyone with a house to sell that they’d like to sell quickly or that they would like to sell, but they don’t want to go through the listing process is a good fit for our services. If you own a property that has obvious signs of neglect or deferred maintenance that you don’t want to or don’t have the money to get put into better working condition, you don’t have to worry. Anyone who’s interested in selling a property with a quick, seamless, drop-the-keys, don’t-touch-the-house kind of a process is welcome to get in touch with us.

How We Negotiate Short Sales and Payoffs

Yeah, we have experience dealing with short sales and reduced, essentially reduced payoff scenarios. We have a couple of people that specialize in short sales that will get in contact with the lender directly and start that process. So, if you want to go that route, we have experience and we have staffing that we consider experts in that field.

As far as the general payoff goes, we work directly with you to figure out what the payoff is and make sure that it’s economically feasible. We want to make sure that we’re aware of what you owe and negotiate an offer that everyone is happy with.

If an emergency comes up, we can close in five days. A lender can’t write a letter in five days, so if you’re in pre-foreclosure, there is no doubt that we can save you from foreclosure.

Our Process

The process for purchasing pre-foreclosure properties is designed to be fast, respectful, and hassle-free for homeowners facing financial stress. Here’s a step-by-step look at how we handle these transactions:

Initial Contact:

We reach out to the homeowner—or the homeowner contacts us—about selling the property before foreclosure. This is a no-pressure conversation where we gather basic information and explain our process.

Property Assessment:

We schedule a quick walkthrough (or virtual tour if needed) to assess the property’s condition. We also review any existing liens, mortgage balances, and time left before the foreclosure sale date.

Cash Offer:

Within 24–48 hours of the assessment, we present a fair, no-obligation cash offer. This offer factors in the home’s current state, market conditions, and any outstanding debts or liens.

Agreement & Paperwork:

If the homeowner accepts the offer, we move forward with a simple purchase agreement. We handle most of the paperwork and coordinate directly with the foreclosure attorney, if applicable.

Lien Resolution:

Our team works to settle or pay off outstanding liens, including mortgage debt, tax liens, or utility balances, as part of the closing process.

Closing:

We use a trusted local title company to ensure a legal and efficient closing—often within a matter of days. The homeowner receives their cash payment, and we take ownership of the property before the foreclosure finalizes.

Throughout the process, we prioritize clear communication and quick action to help homeowners avoid foreclosure and move forward with confidence.